• Interstate 10 provides access to Milton, by traveling north after using exits 22, 26, 28, or 31. Driving east from Pensacola, travel time is about 10 minutes.
• Highway 90 travels east-west through Milton, and is the primary thoroughfare through town. Due to increased traffic and red lights over the past decade, travel time between Pensacola and Milton is about 30 minutes via Highway 90. Locals refer to the highway as Caroline Street while in city limits.
• Highway 87 and Highway 191, known as Stewart Street and Munson Highway respectively, both provide access from the north to Milton. Travel time from Brewton, AL to Milton via Highway 87 is about 45 minutes. Travel time from Munson, FL and Blackwater State Forest to Milton via Highway 191 is about 30 minutes.
• Highway 281 is more commonly referred to as either Avalon Boulevard or Garcon Point Road, and travels south from Milton to Gulf Breeze. A bridge built recently provides a shortcut over the East Bay, however, expect to pay a toll of $3.50 for a two-axle vehicle for each use of the bridge, or $7.00 round trip. Drivers can pay by cash, or using the Florida Sunpass.

Only a small portion of downtown Milton is pedestrian friendly, and there is no public transportation available here. A majority of the city must be traveled by car, since walking along the busy Highway 90 is dangerous. Car rentals are available from Enterprise Rent-a-Car, located on Highway 90 about five minutes west of city limits.

Most businesses in Milton are nationally recognized chains. A few locally owned businesses are noted below.

• Copper Possum Antique Mall, 7060 Hwy 90, ☎ +1 850 626-4492. M-Sa 10AM-5PM, Su noon-5PM. A destination store for local antique-shoppers; the large antique shop with friendly staff and a wide selection draws shoppers here from Pensacola and from the beach towns, despite its out-of-the-way location. Be sure to check the glass cases near the front of the store for new and especially interesting items. edit
• Hall's Hardware, 6606 Caroline St, ☎ +1 850 623-4622, [10]. A locally owned hardware store, open since the 1960s. Well known for their exceptional service; most customers are helped within moments of walking through the door. In addition to typical hardware store products, they carry a wide selection of garden supplies, kitchen tools, locally made crafts, bottled Coca-Colas and classic southern candy. edit
• PolkaDots, 5227 Willing St, ☎ +1 888 700-DOTS, [11]. A newly opened toy store in downtown Milton, focusing on classic American toys and toys that encourage children to use their imagination. They also sell fresh-made fudge, cooked from scratch in-store. edit
• Southern Seafood, 5538 Highway 90, ☎ +1 850 995-9993. A seafood shop sells fresh fish to the people of Milton and Pace. Without driving to Pensacola or Gulf Breeze, they have the best seafood you'll find locally. edit
• Truly Spokin, 5172 Stewart St, ☎ +1 850 505-0092, [12]. A locally owned bicycle shop that has been popular enough to open a new store in Pensacola as well. They sell a wide variety of bikes under the Giant and Bianchi brand labels, and also offer bicycle clothes and accessories to dedicated cyclists. Located conveniently next to the paved Blackwater Heritage Trail, they offer repair services and rentals for anyone wishing to bicycle the fourteen-mile round trip path. edit

• The Mudd Pitt, INC., 6866 Caroline St. M-F 7:30AM-6PM, Su 10AM-4PM.. One of the best kept secrets in town. Difficult to find, the only coffee shop in Milton serves great java in an elegant atmosphere. Located across the street from the Santa Rosa county courthouse, look for the small sign on the pavement; the coffee shop will be indoors, at the end of a hallway.  edit
• Chet’s Seafood, 3605 Highway 90, ☎ +1 850 994-3299. Th-Sa. Located about 8 miles west of Milton city limits, Chet’s specializes in simple Southern seafood, and most of their food is served fried or broiled, with coleslaw, french fries and iced sweet tea. The house specialty is fried mullet, a local fish that is popular in the Florida panhandle and south Alabama; mullet does not freeze well, and so can only be enjoyed fresh, near the coast.$10-15.  edit
• David’s Catfish House, 5129 Dogwood Dr, ☎ +1 850 626-1500, [13]. Tu-Sat, 11AM-9PM. Hidden behind the Milton post office, David’s Catfish House is part of a small, locally owned chain. They serve seafood sandwiches, fried shrimp and oysters, hamburgers, steak, and catfish, any way you want it, along with key lime pie for dessert.$10-15.  edit
• La Hacienda, 6471 Caroline St, ☎ +1 850 623-2558. Serves Tex-Mex food in an impressively nice atmosphere. Formerly housed in a run-down restaurant in downtown Milton, the food was popular enough that they could build a brand new, Mexican-decorated building down the street. The owners have now opened two other restaurants with the La Hacienda name, one in Pace, and one in Pensacola. Their flautas, fried burritos with roast pork inside, are one of their most popular dishes, especially served with agua de orchata, an iced cinnamon-spiced rice drink.$7-15.  edit
• Liberty Cafe, 5237 Willing St, ☎ +1 850 623-3331. A small, locally owned deli, offering sandwiches, soups, and homemade desserts. Cozy sixties style, friendly staff and simple food make the restaurant a local institution, despite only opening within the last year. Try the reuben, which is worth the slightly high prices here.$6-8.  edit
• Mainstreet Cafe, 6820 Caroline St, ☎ +1 850 626-3376. Another small cafe, built in a converted gas station with surprisingly charming results. Most seating is outdoors, underneath a canopy during drizzly weather, and people watchers can grab a table during lunch and townsfolk walking by. The cafe serves food a little more upscale than Liberty Cafe; their sweet potato fries with a cucumber sauce are popular, along with their gourmet, oven-fired pizzas. Some locals consider the prices a little high.$10-20.  edit